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Freddie Mac Releases Primary Mortgage Market Survey Results for October 22, 2026
Freddie Mac reported that the 30-year fixed-rate mortgage averaged 7.32% for the week ending October 22, 2026, down from 7.40% the previous week.
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Mortgage Rates Decrease to 7.32%
Freddie Mac's Primary Mortgage Market Survey shows the 30-year fixed-rate mortgage averaged 7.32% as of October 22, 2026, down from 7.40% the previous week. However, rates remain significantly higher than a year ago when they averaged 6.19%. The 15-year FRM averaged 6.68%, also down from 6.71% the prior week but up from 5.44% year-over-year.
New York housing inventory rises nearly 10 percent in September
New York State's housing inventory increased 9.8% year-over-year in September 2026, reaching 35,294 homes available for sale. While inventory and months' supply of inventory grew, the market remains below the balanced level of 6-6.5 months. Median home prices rose 5.9% to $450,000, marking six consecutive months of increases. However, closed sales declined 1.4% and pending sales fell 5.4%, with mortgage rates averaging 6.86% on 30-year fixed mortgages.